| Insuring your motorboat really is important. Although | | | | and during the summer months, many take to the |
| many of us are looking for ways to cut back on | | | | water to break-in. Remember although when ashore |
| spending during this recession, do not stop paying for | | | | during the winter you remove all the expensive |
| your insurance! During the past few years more and | | | | equipment: during the summer your motorboat is fully |
| more people had the money to buy motorboats. So | | | | loaded! Full of gear that is easily carried away and sold. |
| there are a lot of novice boaters handling powerful | | | | Sold probably before you even have time to report it |
| fast boats. Some of these boaters have taken to the | | | | missing. So get it insured! |
| water without any tuition or instruction on handling | | | | Motorboats even those fitted with twin engines and |
| boats. As you notice when watching some of them | | | | bow thrusters can prove difficult to handle in a strong |
| moor up! It is funny from a by-standers view point to | | | | wind. Therefore when accidents do happen such as |
| witness some of the collisions and scrapes these | | | | going aground and damaging the propellors, it is a |
| novice boaters get themselves into. However, for the | | | | comfort to know that your insurance company will pay |
| victims of these mishaps it can prove not only | | | | for the repairs. Many motorboats have high freeboard |
| expensive but inconvenient at the same time. | | | | and little draft, so the wind can blow them about at |
| So it is important to insure your motorboat against | | | | slow speed when manoeuvring, so bear this in mind. |
| damage. Damage you may cause and damage to | | | | If you use your motorboat on inland waterways such |
| your motorboat from other boaters. Third Party Liability | | | | as the canal system or lakes, then you will have |
| Insurance is not only sensible to have but on some | | | | noticed how busy they can get during the summer. |
| inland waterways it is necessary as a by-law before | | | | Boats passing each other in close confines of a canal |
| you can use your motorboat. If you get a quote for | | | | often touch each other and cause scrapes, no matter |
| Third Party Liability Insurance of say £2,000,000 | | | | how careful you try to be. Even slight damage can be |
| you will be surprised how cheap such cover can be! | | | | expensive to repair. So make sure your policy covers |
| While mooring your motorboat you also want to insure | | | | such eventualities. |
| against theft. Thieves are active throughout the year | | | | |