| Windsurfing insurance or sailboard insurance as it is | | | | caused. So insurance is not only sensible to have but |
| sometimes called, can be a fairly low cost expense. | | | | also a requirement. |
| Most insurance companies will offer cover for your | | | | Your policy should also have Personal Accident as |
| windsurf board on coastal and inland waters. They will | | | | well as Personal belongings cover. Some policies offer |
| cover you during travelling to and from the water and | | | | Hire of Replacement equipment as well as Salvage |
| also if you store your board in a secure locked area. | | | | charges being covered, in case you lose your gear. |
| Standard practise is to provide cover for accidental | | | | Remember your windsurfing equipment is costly and |
| loss or damage, fire and theft. Your policy should | | | | replacement prices are increasing all the time, so it is |
| include Public Liability insurance, as this is often a | | | | essential that you have insurance in place to cover this |
| requirement before you are allowed on many inland | | | | gear! |
| waterways. | | | | Using a sailboard in high winds is exciting. It is also |
| Windsurfing on a lake or loch in the UK is now | | | | extremely hard on all your equipment and the |
| carefully monitored and some offical will no doubt ask | | | | unexpected breakage or loss can occur, which will |
| you if you have Public Liability insurance at least. Why? | | | | need to be bought out of your pocket. Unless you |
| Well if you cause damage to other craft or people | | | | have the necessary windsurfing insurance in place! |
| they will want compensation for the damage you have | | | | |